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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,960 | $70,366-83.0% | $66,674-82.1% | $138,895-91.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 20.84% | 386.41%-365.6pp | 321.24%-300.4pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,856 | $2,765-32.9% | $2,620-29.2% | $4,194-55.7% |
| Participant deferral / active EE | $3,645 | $4,374-16.7% | $4,084-10.7% | $6,396-43.0% |
| Admin fee / account holder | $520 | $5,262-90.1% | $5,098-89.8% | $12,562-95.9% |