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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,686 | $29,319-19.2% | $52,425-54.8% | $82,448-71.3% |
| Participation rate | 43.2% | 46.9%-3.6pp | 55.6%-12.4pp | 68.1%-24.8pp |
| Annual return | 26.40% | 535.20%-508.8pp | 302.12%-275.7pp | 41.64%-15.2pp |
| Employer contribution / active EE | $1,101 | $586+87.7% | $914+20.4% | $2,551-56.8% |
| Participant deferral / active EE | $2,063 | $1,171+76.1% | $1,790+15.2% | $4,139-50.2% |
| Admin fee / account holder | $1,526 | $1,962-22.2% | $2,495-38.8% | $7,234-78.9% |