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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,654 | $169,336-77.8% | $129,384-70.9% | $145,884-74.2% |
| Participation rate | 57.1% | 76.5%-19.4pp | 69.6%-12.5pp | 80.3%-23.2pp |
| Annual return | 15.12% | 14408.70%-14393.6pp | 9461.77%-9446.7pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,293 | $5,540-76.7% | $4,153-68.9% | $4,662-72.3% |
| Participant deferral / active EE | $7,557 | $4,985+51.6% | $4,166+81.4% | $6,690+13.0% |
| Admin fee / account holder | $162 | $9,912-98.4% | $7,686-97.9% | $13,392-98.8% |