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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,225 | $111,535-92.6% | $105,223-92.2% | $137,256-94.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.62% | 237.85%-225.2pp | 180.65%-168.0pp | 220.34%-207.7pp |
| Employer contribution / active EE | $1,450 | $3,939-63.2% | $3,689-60.7% | $4,156-65.1% |
| Participant deferral / active EE | $2,215 | $5,500-59.7% | $5,072-56.3% | $6,407-65.4% |
| Admin fee / account holder | $2,464 | $9,721-74.7% | $8,859-72.2% | $12,270-79.9% |