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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,225 | $129,737-93.7% | $119,126-93.1% | $154,746-94.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 12.62% | 379.08%-366.5pp | 282.11%-269.5pp | 172.34%-159.7pp |
| Employer contribution / active EE | $1,450 | $4,375-66.9% | $4,034-64.1% | $4,379-66.9% |
| Participant deferral / active EE | $2,215 | $5,842-62.1% | $5,318-58.3% | $6,730-67.1% |
| Admin fee / account holder | $2,464 | $11,961-79.4% | $10,693-77.0% | $14,365-82.9% |