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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,913 | $48,118-85.6% | $136,833-94.9% | $94,015-92.6% |
| Participation rate | 89.5% | 47.4%+42.1pp | 59.0%+30.4pp | 70.8%+18.7pp |
| Annual return | 21.97% | 14.65%+7.3pp | 35.32%-13.3pp | 17.84%+4.1pp |
| Employer contribution / active EE | $1,655 | $821+101.7% | $1,319+25.6% | $2,790-40.7% |
| Participant deferral / active EE | $2,788 | $1,651+68.9% | $2,441+14.2% | $4,249-34.4% |
| Admin fee / account holder | $707 | $3,059-76.9% | $4,706-85.0% | $8,951-92.1% |