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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,875 | $154,228-25.5% | $145,433-21.0% | $137,256-16.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.54% | 74.59%-56.0pp | 66.58%-48.0pp | 220.34%-201.8pp |
| Employer contribution / active EE | $5,163 | $4,804+7.5% | $4,554+13.4% | $4,156+24.2% |
| Participant deferral / active EE | $26,053 | $8,216+217.1% | $7,897+229.9% | $6,407+306.7% |
| Admin fee / account holder | $742 | $14,344-94.8% | $13,129-94.4% | $12,270-94.0% |