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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,878 | $88,754-73.1% | $81,820-70.8% | $145,877-83.6% |
| Participation rate | 19.0% | 75.1%-56.0pp | 72.4%-53.3pp | 80.3%-61.3pp |
| Annual return | 219.79% | 1031.77%-812.0pp | 777.93%-558.1pp | 551.28%-331.5pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,883 | $4,648-59.5% | $4,323-56.4% | $6,691-71.8% |
| Admin fee / account holder | $60 | $8,424-99.3% | $7,391-99.2% | $13,402-99.6% |