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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,813 | $185,312-63.4% | $161,489-58.0% | $154,746-56.2% |
| Participation rate | 62.5% | 82.5%-20.0pp | 78.7%-16.2pp | 80.7%-18.2pp |
| Annual return | 16.31% | 103.84%-87.5pp | 89.72%-73.4pp | 172.34%-156.0pp |
| Employer contribution / active EE | $2,379 | $4,769-50.1% | $4,268-44.3% | $4,379-45.7% |
| Participant deferral / active EE | $7,780 | $6,350+22.5% | $5,630+38.2% | $6,730+15.6% |
| Admin fee / account holder | $33,143 | $18,654+77.7% | $16,006+107.1% | $14,365+130.7% |