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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,813 | $181,062-62.5% | $158,223-57.1% | $155,188-56.3% |
| Participation rate | 62.5% | 82.7%-20.2pp | 79.2%-16.7pp | 80.8%-18.3pp |
| Annual return | 16.31% | 57.39%-41.1pp | 52.09%-35.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $2,379 | $4,565-47.9% | $4,109-42.1% | $4,248-44.0% |
| Participant deferral / active EE | $7,780 | $6,134+26.8% | $5,467+42.3% | $6,531+19.1% |
| Admin fee / account holder | $33,143 | $18,825+76.1% | $16,047+106.5% | $14,480+128.9% |