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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,760 | $152,394-31.9% | $124,067-16.4% | $155,188-33.1% |
| Participation rate | 66.7% | 68.8%-2.2pp | 66.9%-0.2pp | 80.8%-14.1pp |
| Annual return | -19.21% | 34.93%-54.1pp | 31.06%-50.3pp | 148.84%-168.0pp |
| Employer contribution / active EE | $1,374 | $2,398-42.7% | $2,166-36.5% | $4,248-67.6% |
| Participant deferral / active EE | $7,923 | $3,823+107.3% | $3,463+128.8% | $6,531+21.3% |
| Admin fee / account holder | $67 | $6,949-99.0% | $7,351-99.1% | $14,480-99.5% |