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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,435 | $156,398-79.9% | $147,318-78.7% | $138,895-77.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.36% | 78.75%-65.4pp | 70.43%-57.1pp | 145.39%-132.0pp |
| Employer contribution / active EE | $4,639 | $4,853-4.4% | $4,593+1.0% | $4,194+10.6% |
| Participant deferral / active EE | $12,083 | $8,237+46.7% | $7,906+52.8% | $6,396+88.9% |
| Admin fee / account holder | $1,673 | $14,976-88.8% | $13,708-87.8% | $12,562-86.7% |