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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,092 | $106,749-86.8% | $145,433-90.3% | $82,448-82.9% |
| Participation rate | 88.6% | 75.6%+12.9pp | 82.1%+6.5pp | 68.1%+20.5pp |
| Annual return | 25.36% | 27.59%-2.2pp | 66.58%-41.2pp | 41.64%-16.3pp |
| Employer contribution / active EE | $3,594 | $3,444+4.3% | $4,554-21.1% | $2,551+40.9% |
| Participant deferral / active EE | $5,988 | $6,519-8.1% | $7,897-24.2% | $4,139+44.7% |
| Admin fee / account holder | $2,062 | $8,390-75.4% | $13,129-84.3% | $7,234-71.5% |