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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,317 | $29,319+64.8% | $52,425-7.8% | $82,448-41.4% |
| Participation rate | 75.0% | 46.9%+28.1pp | 55.6%+19.4pp | 68.1%+6.9pp |
| Annual return | 17.94% | 535.20%-517.3pp | 302.12%-284.2pp | 41.64%-23.7pp |
| Employer contribution / active EE | $668 | $586+13.9% | $914-26.9% | $2,551-73.8% |
| Participant deferral / active EE | $2,863 | $1,171+144.5% | $1,790+59.9% | $4,139-30.8% |
| Admin fee / account holder | $2,172 | $1,962+10.7% | $2,495-13.0% | $7,234-70.0% |