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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,072 | $78,520-55.3% | $96,576-63.7% | $82,448-57.5% |
| Participation rate | 91.4% | 77.7%+13.7pp | 81.4%+10.0pp | 68.1%+23.4pp |
| Annual return | 41.59% | 41.30%+0.3pp | 38.47%+3.1pp | 41.64%-0.1pp |
| Employer contribution / active EE | $8,895 | $2,630+238.3% | $3,553+150.4% | $2,551+248.7% |
| Participant deferral / active EE | $12,891 | $6,754+90.9% | $7,956+62.0% | $4,139+211.4% |
| Admin fee / account holder | $680 | $13,455-94.9% | $11,381-94.0% | $7,234-90.6% |