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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,748 | $183,539-83.2% | $155,556-80.2% | $145,897-78.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.96% | 61.31%-41.3pp | 64.84%-44.9pp | 552.29%-532.3pp |
| Employer contribution / active EE | $9,315 | $5,315+75.3% | $4,675+99.2% | $4,663+99.8% |
| Participant deferral / active EE | $8,141 | $6,467+25.9% | $5,631+44.6% | $6,689+21.7% |
| Admin fee / account holder | $672 | $19,275-96.5% | $15,885-95.8% | $13,390-95.0% |