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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,397 | $63,703-80.5% | $93,063-86.7% | $82,448-85.0% |
| Participation rate | 78.9% | 63.8%+15.1pp | 72.1%+6.8pp | 68.1%+10.9pp |
| Annual return | 26.47% | -775.43%+801.9pp | 34.15%-7.7pp | 41.64%-15.2pp |
| Employer contribution / active EE | $2,970 | $1,729+71.8% | $2,476+19.9% | $2,551+16.4% |
| Participant deferral / active EE | $3,397 | $2,919+16.4% | $3,958-14.2% | $4,139-17.9% |
| Admin fee / account holder | $881 | $5,982-85.3% | $6,033-85.4% | $7,234-87.8% |