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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,491 | $185,312-84.6% | $161,489-82.4% | $154,746-81.6% |
| Participation rate | 87.0% | 82.5%+4.5pp | 78.7%+8.3pp | 80.7%+6.3pp |
| Annual return | 65.98% | 103.84%-37.9pp | 89.72%-23.7pp | 172.34%-106.4pp |
| Employer contribution / active EE | $0 | $4,769-100.0% | $4,268-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $17,368 | $6,350+173.5% | $5,630+208.5% | $6,730+158.1% |
| Admin fee / account holder | $5,983 | $18,654-67.9% | $16,006-62.6% | $14,365-58.4% |