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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,491 | $172,111-83.4% | $150,298-81.0% | $137,256-79.2% |
| Participation rate | 87.0% | 81.7%+5.2pp | 77.8%+9.2pp | 80.0%+7.0pp |
| Annual return | 65.98% | 69.37%-3.4pp | 62.79%+3.2pp | 220.34%-154.4pp |
| Employer contribution / active EE | $0 | $4,636-100.0% | $4,154-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $17,368 | $6,166+181.7% | $5,453+218.5% | $6,407+171.1% |
| Admin fee / account holder | $5,983 | $16,471-63.7% | $14,116-57.6% | $12,270-51.2% |