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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,668 | $183,592-30.5% | $155,574-17.9% | $145,877-12.5% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 18.31% | 61.37%-43.1pp | 64.87%-46.6pp | 551.28%-533.0pp |
| Employer contribution / active EE | $2,840 | $5,317-46.6% | $4,676-39.3% | $4,663-39.1% |
| Participant deferral / active EE | $9,350 | $6,466+44.6% | $5,629+66.1% | $6,691+39.8% |
| Admin fee / account holder | $2,804 | $19,316-85.5% | $15,914-82.4% | $13,402-79.1% |