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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,640 | $77,492-48.8% | $100,398-60.5% | $80,911-51.0% |
| Participation rate | 97.1% | 76.9%+20.1pp | 81.5%+15.6pp | 67.6%+29.4pp |
| Annual return | 15.74% | 37.23%-21.5pp | 49.32%-33.6pp | 35.63%-19.9pp |
| Employer contribution / active EE | $11,488 | $2,800+310.3% | $3,946+191.1% | $2,756+316.9% |
| Participant deferral / active EE | $19,191 | $6,817+181.5% | $8,084+137.4% | $4,297+346.6% |
| Admin fee / account holder | $5,482 | $5,892-6.9% | $7,893-30.5% | $6,935-20.9% |