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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,424 | $180,749-75.4% | $160,784-72.4% | $137,256-67.6% |
| Participation rate | 94.1% | 80.0%+14.1pp | 77.0%+17.2pp | 80.0%+14.2pp |
| Annual return | 45.80% | 2234.46%-2188.7pp | 1803.92%-1758.1pp | 220.34%-174.5pp |
| Employer contribution / active EE | $4,470 | $4,155+7.6% | $3,733+19.8% | $4,156+7.6% |
| Participant deferral / active EE | $10,918 | $6,844+59.5% | $6,293+73.5% | $6,407+70.4% |
| Admin fee / account holder | $7,391 | $10,397-28.9% | $9,717-23.9% | $12,270-39.8% |