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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,551 | $160,028-71.5% | $147,080-69.0% | $145,884-68.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 32.13% | 98.60%-66.5pp | 420.17%-388.0pp | 551.85%-519.7pp |
| Employer contribution / active EE | $6,030 | $5,286+14.1% | $4,933+22.2% | $4,662+29.3% |
| Participant deferral / active EE | $14,896 | $8,422+76.9% | $8,066+84.7% | $6,690+122.7% |
| Admin fee / account holder | $745 | $15,030-95.0% | $12,989-94.3% | $13,392-94.4% |