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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,735 | $201,344-56.4% | $184,243-52.4% | $145,877-39.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 5.96% | 29.01%-23.1pp | 28.82%-22.9pp | 551.28%-545.3pp |
| Employer contribution / active EE | $32,712 | $7,022+365.8% | $6,427+409.0% | $4,663+601.5% |
| Participant deferral / active EE | $20,333 | $9,807+107.3% | $9,132+122.7% | $6,691+203.9% |
| Admin fee / account holder | $1,599,452 | $16,382+9663.5% | $13,914+11395.6% | $13,402+11834.3% |