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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,728 | $102,382-72.9% | $147,005-81.1% | $80,874-65.7% |
| Participation rate | 83.8% | 75.8%+7.9pp | 82.2%+1.6pp | 67.6%+16.1pp |
| Annual return | 61.75% | 134.89%-73.1pp | 418.76%-357.0pp | 35.62%+26.1pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $8,224 | $6,646+23.7% | $8,070+1.9% | $4,297+91.4% |
| Admin fee / account holder | $2,589 | $7,942-67.4% | $13,006-80.1% | $6,935-62.7% |