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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,728 | $102,422-72.9% | $147,117-81.2% | $80,959-65.8% |
| Participation rate | 83.8% | 75.9%+7.9pp | 82.2%+1.6pp | 67.7%+16.1pp |
| Annual return | 61.75% | 135.16%-73.4pp | 420.54%-358.8pp | 35.67%+26.1pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,224 | $6,652+23.6% | $8,065+2.0% | $4,300+91.2% |
| Admin fee / account holder | $2,589 | $7,953-67.4% | $12,993-80.1% | $6,925-62.6% |