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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,972 | $25,014-84.1% | $69,623-94.3% | $80,935-95.1% |
| Participation rate | 64.5% | 64.2%+0.3pp | 66.4%-1.9pp | 67.7%-3.1pp |
| Annual return | 16.69% | 19.08%-2.4pp | 101.23%-84.5pp | 35.66%-19.0pp |
| Employer contribution / active EE | $0 | $991-100.0% | $1,709-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,297 | $1,840-29.5% | $2,890-55.1% | $4,299-69.8% |
| Admin fee / account holder | $175 | $2,491-93.0% | $4,696-96.3% | $6,924-97.5% |