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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,577 | $115,225-61.3% | $100,712-55.7% | $138,895-67.9% |
| Participation rate | 47.6% | 74.3%-26.7pp | 69.3%-21.7pp | 79.9%-32.3pp |
| Annual return | 21.92% | 40.35%-18.4pp | 33.27%-11.3pp | 145.39%-123.5pp |
| Employer contribution / active EE | $2,040 | $2,771-26.4% | $2,313-11.8% | $4,194-51.4% |
| Participant deferral / active EE | $2,063 | $4,699-56.1% | $4,085-49.5% | $6,396-67.7% |
| Admin fee / account holder | $20 | $10,844-99.8% | $9,256-99.8% | $12,562-99.8% |