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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,182 | $159,978-40.5% | $147,041-35.3% | $145,978-34.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.96% | 98.36%-85.4pp | 419.21%-406.2pp | 550.52%-537.6pp |
| Employer contribution / active EE | $5,331 | $5,288+0.8% | $4,935+8.0% | $4,662+14.4% |
| Participant deferral / active EE | $12,871 | $8,429+52.7% | $8,071+59.5% | $6,690+92.4% |
| Admin fee / account holder | $4,695 | $15,053-68.8% | $13,006-63.9% | $13,400-65.0% |