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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,990 | $76,522-24.2% | $56,033+3.5% | $145,884-60.2% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 15.76% | 3014.28%-2998.5pp | 1711.38%-1695.6pp | 551.85%-536.1pp |
| Employer contribution / active EE | $986 | $1,382-28.7% | $1,041-5.3% | $4,662-78.9% |
| Participant deferral / active EE | $5,242 | $2,624+99.8% | $1,954+168.3% | $6,690-21.6% |
| Admin fee / account holder | $687 | $3,328-79.4% | $2,827-75.7% | $13,392-94.9% |