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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,555 | $78,013-72.4% | $178,449-87.9% | $80,911-73.4% |
| Participation rate | 90.0% | 65.7%+24.3pp | 77.1%+12.9pp | 67.6%+22.4pp |
| Annual return | 64.58% | 18.07%+46.5pp | 27.09%+37.5pp | 35.63%+29.0pp |
| Employer contribution / active EE | $508 | $2,287-77.8% | $3,951-87.1% | $2,756-81.6% |
| Participant deferral / active EE | $4,717 | $4,408+7.0% | $6,277-24.8% | $4,297+9.8% |
| Admin fee / account holder | $1,623 | $7,166-77.4% | $10,362-84.3% | $6,935-76.6% |