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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,271 | $86,940+47.5% | $102,434+25.2% | $80,935+58.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 16.24% | 18.89%-2.7pp | 29.46%-13.2pp | 35.66%-19.4pp |
| Employer contribution / active EE | $2,044 | $2,370-13.8% | $3,023-32.4% | $2,757-25.9% |
| Participant deferral / active EE | $6,404 | $4,121+55.4% | $5,055+26.7% | $4,299+49.0% |
| Admin fee / account holder | $9,308 | $8,047+15.7% | $9,462-1.6% | $6,924+34.4% |