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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,262 | $162,136-88.1% | $152,301-87.4% | $154,746-87.6% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 20.47% | 91.02%-70.6pp | 80.50%-60.0pp | 172.34%-151.9pp |
| Employer contribution / active EE | $511 | $4,890-89.5% | $4,624-88.9% | $4,379-88.3% |
| Participant deferral / active EE | $3,807 | $8,341-54.4% | $8,004-52.4% | $6,730-43.4% |
| Admin fee / account holder | $1,749 | $15,759-88.9% | $14,398-87.9% | $14,365-87.8% |