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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,262 | $155,555-87.6% | $146,866-86.9% | $155,188-87.6% |
| Participation rate | 85.7% | 84.0%+1.8pp | 82.5%+3.2pp | 80.8%+4.9pp |
| Annual return | 20.47% | 115.41%-94.9pp | 102.85%-82.4pp | 148.84%-128.4pp |
| Employer contribution / active EE | $511 | $4,647-89.0% | $4,425-88.4% | $4,248-88.0% |
| Participant deferral / active EE | $3,807 | $8,044-52.7% | $7,759-50.9% | $6,531-41.7% |
| Admin fee / account holder | $1,749 | $14,755-88.1% | $13,620-87.2% | $14,480-87.9% |