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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,606 | $88,778-83.5% | $81,844-82.2% | $145,884-90.0% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 12.23% | 1033.03%-1020.8pp | 778.87%-766.6pp | 551.85%-539.6pp |
| Employer contribution / active EE | $674 | $3,087-78.2% | $2,916-76.9% | $4,662-85.5% |
| Participant deferral / active EE | $5,235 | $4,648+12.6% | $4,323+21.1% | $6,690-21.7% |
| Admin fee / account holder | $1,507 | $8,430-82.1% | $7,355-79.5% | $13,392-88.7% |