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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,414 | $102,595-92.8% | $94,057-92.1% | $154,746-95.2% |
| Participation rate | 60.0% | 76.0%-16.0pp | 73.3%-13.3pp | 80.7%-20.7pp |
| Annual return | 45.61% | 583.42%-537.8pp | 480.62%-435.0pp | 172.34%-126.7pp |
| Employer contribution / active EE | $1,475 | $3,147-53.1% | $2,933-49.7% | $4,379-66.3% |
| Participant deferral / active EE | $4,397 | $5,118-14.1% | $4,709-6.6% | $6,730-34.7% |
| Admin fee / account holder | $424 | $7,736-94.5% | $7,244-94.1% | $14,365-97.0% |