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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,414 | $72,071-89.7% | $68,368-89.2% | $137,256-94.6% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 45.61% | 353.14%-307.5pp | 292.57%-247.0pp | 220.34%-174.7pp |
| Employer contribution / active EE | $1,475 | $2,788-47.1% | $2,649-44.3% | $4,156-64.5% |
| Participant deferral / active EE | $4,397 | $4,410-0.3% | $4,123+6.6% | $6,407-31.4% |
| Admin fee / account holder | $424 | $5,336-92.0% | $5,150-91.8% | $12,270-96.5% |