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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,509 | $72,071+17.3% | $68,368+23.6% | $137,256-38.4% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 23.91% | 353.14%-329.2pp | 292.57%-268.7pp | 220.34%-196.4pp |
| Employer contribution / active EE | $4,565 | $2,788+63.7% | $2,649+72.3% | $4,156+9.8% |
| Participant deferral / active EE | $6,219 | $4,410+41.0% | $4,123+50.8% | $6,407-2.9% |
| Admin fee / account holder | $534 | $5,336-90.0% | $5,150-89.6% | $12,270-95.7% |