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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,468 | $73,787-56.0% | $98,716-67.1% | $82,448-60.6% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 37.12% | 18.57%+18.6pp | 31.81%+5.3pp | 41.64%-4.5pp |
| Employer contribution / active EE | $7,385 | $1,511+388.7% | $2,279+224.1% | $2,551+189.5% |
| Participant deferral / active EE | $14,692 | $3,081+376.8% | $4,048+263.0% | $4,139+254.9% |
| Admin fee / account holder | $6,046 | $6,500-7.0% | $8,703-30.5% | $7,234-16.4% |