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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,519 | $52,682-61.1% | $78,004-73.7% | $64,097-68.0% |
| Participation rate | 66.7% | 47.7%+19.0pp | 69.4%-2.8pp | 55.2%+11.5pp |
| Annual return | 16.33% | 22.45%-6.1pp | 31.07%-14.7pp | 34.64%-18.3pp |
| Employer contribution / active EE | $809 | $1,323-38.9% | $2,469-67.2% | $1,891-57.2% |
| Participant deferral / active EE | $2,406 | $2,346+2.6% | $4,092-41.2% | $3,080-21.9% |
| Admin fee / account holder | $2,066 | $5,420-61.9% | $7,578-72.7% | $3,454-40.2% |