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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2+ years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $21,653 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,445 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,778 | $79,223-43.5% | $102,460-56.3% | $74,478-39.9% |
| Participation rate | 91.4% | 74.8%+16.6pp | 76.5%+14.9pp | 67.2%+24.2pp |
| Annual return | 11.07% | 54.98%-43.9pp | 29.47%-18.4pp | 1370.56%-1359.5pp |
| Employer contribution / active EE | $2,053 | $2,363-13.1% | $3,025-32.1% | $2,626-21.8% |
| Participant deferral / active EE | $4,622 | $4,417+4.6% | $5,056-8.6% | $4,350+6.2% |
| Admin fee / account holder | $249 | $2,003-87.6% | $9,460-97.4% | $1,946-87.2% |