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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,299 | $69,118-98.1% | $53,647-97.6% | $138,895-99.1% |
| Participation rate | 85.7% | 64.0%+21.7pp | 56.3%+29.4pp | 79.9%+5.8pp |
| Annual return | 34.15% | 248.26%-214.1pp | 358.33%-324.2pp | 145.39%-111.2pp |
| Employer contribution / active EE | $455 | $1,189-61.7% | $962-52.7% | $4,194-89.1% |
| Participant deferral / active EE | $515 | $2,274-77.3% | $1,813-71.6% | $6,396-91.9% |
| Admin fee / account holder | $456 | $2,724-83.2% | $2,460-81.4% | $12,562-96.4% |