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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,487 | $108,912-77.5% | $100,383-75.6% | $145,959-83.2% |
| Participation rate | 70.0% | 83.0%-13.0pp | 81.5%-11.5pp | 80.3%-10.3pp |
| Annual return | 12.10% | 57.96%-45.9pp | 49.26%-37.2pp | 561.95%-549.8pp |
| Employer contribution / active EE | $3,860 | $4,423-12.7% | $3,944-2.1% | $4,661-17.2% |
| Participant deferral / active EE | $3,860 | $8,451-54.3% | $8,086-52.3% | $6,689-42.3% |
| Admin fee / account holder | $7,182 | $9,690-25.9% | $7,900-9.1% | $13,398-46.4% |