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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,487 | $108,897-77.5% | $100,378-75.6% | $145,877-83.2% |
| Participation rate | 70.0% | 83.0%-13.0pp | 81.5%-11.5pp | 80.3%-10.3pp |
| Annual return | 12.10% | 58.17%-46.1pp | 49.41%-37.3pp | 551.28%-539.2pp |
| Employer contribution / active EE | $3,860 | $4,420-12.7% | $3,942-2.1% | $4,663-17.2% |
| Participant deferral / active EE | $3,860 | $8,455-54.3% | $8,087-52.3% | $6,691-42.3% |
| Admin fee / account holder | $7,182 | $9,690-25.9% | $7,899-9.1% | $13,402-46.4% |