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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,487 | $108,942-77.5% | $100,415-75.6% | $145,897-83.2% |
| Participation rate | 70.0% | 83.0%-13.0pp | 81.5%-11.5pp | 80.3%-10.3pp |
| Annual return | 12.10% | 58.27%-46.2pp | 49.47%-37.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $3,860 | $4,422-12.7% | $3,943-2.1% | $4,663-17.2% |
| Participant deferral / active EE | $3,860 | $8,461-54.4% | $8,091-52.3% | $6,689-42.3% |
| Admin fee / account holder | $7,182 | $9,702-26.0% | $7,906-9.2% | $13,390-46.4% |