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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,751 | $183,539-26.6% | $155,556-13.4% | $145,897-7.6% |
| Participation rate | 55.6% | 82.7%-27.2pp | 78.2%-22.7pp | 80.3%-24.8pp |
| Annual return | 11.94% | 61.31%-49.4pp | 64.84%-52.9pp | 552.29%-540.4pp |
| Employer contribution / active EE | $2,877 | $5,315-45.9% | $4,675-38.5% | $4,663-38.3% |
| Participant deferral / active EE | $6,796 | $6,467+5.1% | $5,631+20.7% | $6,689+1.6% |
| Admin fee / account holder | $5,527 | $19,275-71.3% | $15,885-65.2% | $13,390-58.7% |