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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,685 | $185,312-77.0% | $161,489-73.6% | $154,746-72.4% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.7%-7.3pp | 80.7%-9.3pp |
| Annual return | 15.88% | 103.84%-88.0pp | 89.72%-73.8pp | 172.34%-156.5pp |
| Employer contribution / active EE | $3,171 | $4,769-33.5% | $4,268-25.7% | $4,379-27.6% |
| Participant deferral / active EE | $15,376 | $6,350+142.1% | $5,630+173.1% | $6,730+128.5% |
| Admin fee / account holder | $3,317 | $18,654-82.2% | $16,006-79.3% | $14,365-76.9% |