Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,255 | $93,055-61.0% | $153,643-76.4% | $80,935-55.2% |
| Participation rate | 37.8% | 69.0%-31.1pp | 77.1%-39.3pp | 67.7%-29.8pp |
| Annual return | 12.70% | 19.97%-7.3pp | 15.71%-3.0pp | 35.66%-23.0pp |
| Employer contribution / active EE | $1,729 | $3,504-50.6% | $5,039-65.7% | $2,757-37.3% |
| Participant deferral / active EE | $3,854 | $5,172-25.5% | $6,754-42.9% | $4,299-10.4% |
| Admin fee / account holder | $10,198 | $8,881+14.8% | $12,739-19.9% | $6,924+47.3% |