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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,436 | $112,729-97.0% | $98,716-96.5% | $137,256-97.5% |
| Participation rate | 86.7% | 74.2%+12.4pp | 69.3%+17.4pp | 80.0%+6.7pp |
| Annual return | 25.88% | 38.48%-12.6pp | 31.81%-5.9pp | 220.34%-194.5pp |
| Employer contribution / active EE | $732 | $2,725-73.1% | $2,279-67.9% | $4,156-82.4% |
| Participant deferral / active EE | $1,160 | $4,640-75.0% | $4,048-71.3% | $6,407-81.9% |
| Admin fee / account holder | $407 | $10,129-96.0% | $8,703-95.3% | $12,270-96.7% |