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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,301 | $88,754+41.2% | $81,820+53.1% | $145,877-14.1% |
| Participation rate | 87.5% | 75.1%+12.4pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 30.43% | 1031.77%-1001.3pp | 777.93%-747.5pp | 551.28%-520.9pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $14,661 | $4,648+215.4% | $4,323+239.2% | $6,691+119.1% |
| Admin fee / account holder | $5,327 | $8,424-36.8% | $7,391-27.9% | $13,402-60.3% |