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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,129 | $129,737-96.0% | $119,126-95.7% | $154,746-96.7% |
| Participation rate | 87.5% | 78.9%+8.6pp | 75.8%+11.7pp | 80.7%+6.8pp |
| Annual return | 20.52% | 379.08%-358.6pp | 282.11%-261.6pp | 172.34%-151.8pp |
| Employer contribution / active EE | $1,307 | $4,375-70.1% | $4,034-67.6% | $4,379-70.1% |
| Participant deferral / active EE | $1,933 | $5,842-66.9% | $5,318-63.7% | $6,730-71.3% |
| Admin fee / account holder | $1,205 | $11,961-89.9% | $10,693-88.7% | $14,365-91.6% |