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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,796 | $181,062-56.5% | $158,223-50.2% | $155,188-49.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 31.32% | 57.39%-26.1pp | 52.09%-20.8pp | 148.84%-117.5pp |
| Employer contribution / active EE | $14,708 | $4,565+222.2% | $4,109+258.0% | $4,248+246.3% |
| Participant deferral / active EE | $8,030 | $6,134+30.9% | $5,467+46.9% | $6,531+23.0% |
| Admin fee / account holder | $2,294 | $18,825-87.8% | $16,047-85.7% | $14,480-84.2% |