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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,796 | $174,379-54.8% | $152,093-48.2% | $138,895-43.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 31.32% | 74.86%-43.5pp | 66.36%-35.0pp | 145.39%-114.1pp |
| Employer contribution / active EE | $14,708 | $4,652+216.2% | $4,175+252.3% | $4,194+250.7% |
| Participant deferral / active EE | $8,030 | $6,159+30.4% | $5,451+47.3% | $6,396+25.5% |
| Admin fee / account holder | $2,294 | $16,880-86.4% | $14,497-84.2% | $12,562-81.7% |