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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,291 | $172,111+84.9% | $150,298+111.8% | $137,256+131.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.35% | 69.37%-51.0pp | 62.79%-44.4pp | 220.34%-202.0pp |
| Employer contribution / active EE | $41,744 | $4,636+800.4% | $4,154+904.9% | $4,156+904.4% |
| Participant deferral / active EE | $22,892 | $6,166+271.3% | $5,453+319.8% | $6,407+257.3% |
| Admin fee / account holder | $2,837 | $16,471-82.8% | $14,116-79.9% | $12,270-76.9% |