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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,607 | $160,070-87.1% | $147,117-86.0% | $145,897-85.9% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 12.76% | 98.69%-85.9pp | 420.54%-407.8pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,756 | $5,285-66.8% | $4,932-64.4% | $4,663-62.3% |
| Participant deferral / active EE | $3,384 | $8,419-59.8% | $8,065-58.0% | $6,689-49.4% |
| Admin fee / account holder | $4,885 | $15,035-67.5% | $12,993-62.4% | $13,390-63.5% |