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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,099 | $201,259-15.5% | $184,200-7.7% | $145,959+16.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.79% | 28.98%-12.2pp | 28.80%-12.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $12,348 | $7,018+76.0% | $6,424+92.2% | $4,661+164.9% |
| Participant deferral / active EE | $17,673 | $9,806+80.2% | $9,132+93.5% | $6,689+164.2% |
| Admin fee / account holder | $585 | $16,372-96.4% | $13,907-95.8% | $13,398-95.6% |