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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,721 | $154,228-81.4% | $145,433-80.3% | $137,256-79.1% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 25.17% | 74.59%-49.4pp | 66.58%-41.4pp | 220.34%-195.2pp |
| Employer contribution / active EE | $6,255 | $4,804+30.2% | $4,554+37.3% | $4,156+50.5% |
| Participant deferral / active EE | $6,560 | $8,216-20.2% | $7,897-16.9% | $6,407+2.4% |
| Admin fee / account holder | $1,539 | $14,344-89.3% | $13,129-88.3% | $12,270-87.5% |