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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,842 | $102,595-33.9% | $94,057-27.9% | $154,746-56.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.96% | 583.42%-567.5pp | 480.62%-464.7pp | 172.34%-156.4pp |
| Employer contribution / active EE | $3,039 | $3,147-3.4% | $2,933+3.6% | $4,379-30.6% |
| Participant deferral / active EE | $6,252 | $5,118+22.2% | $4,709+32.8% | $6,730-7.1% |
| Admin fee / account holder | $354 | $7,736-95.4% | $7,244-95.1% | $14,365-97.5% |