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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,201 | $76,407+351.8% | $150,298+129.7% | $82,448+318.7% |
| Participation rate | 97.4% | 66.4%+31.0pp | 77.8%+19.7pp | 68.1%+29.4pp |
| Annual return | 25.16% | 39.99%-14.8pp | 62.79%-37.6pp | 41.64%-16.5pp |
| Employer contribution / active EE | $43,508 | $2,614+1564.4% | $4,154+947.4% | $2,551+1605.6% |
| Participant deferral / active EE | $22,809 | $3,214+609.6% | $5,453+318.3% | $4,139+451.0% |
| Admin fee / account holder | $1,770 | $6,352-72.1% | $14,116-87.5% | $7,234-75.5% |